Privacy Policy

Last updated: March 12, 2023

This Privacy Policy describes Our policies
and procedures on the collection, use and
disclosure of Your information when You
use the Service and tells You about Your
privacy rights and how the law protects
You.

We use Your Personal data to provide
and improve the Service. By using the
Service, You agree to the collection and
use of information in accordance with
this Privacy Policy.

Interpretation
and Definitions

Interpretation

The words of which the initial letter is
capitalized have meanings defined under
the following conditions. The following
definitions shall have the same meaning
regardless of whether they appear in
singular or in plural.

Definitions

For the purposes of this Privacy Policy:

• Account means a unique account
  created for You to access our
  Service or parts of our Service.

• Affiliate means an entity that
  controls, is controlled by or is
  under common control with a
  party, where "control" means
  ownership of 50% or more of
  the shares, equity interest or
  other securities entitled to
  vote for election of directors
  or other managing authority.

• Company (referred to as
  either "the Company",
  "We", "Us" or "Our" in this
  Agreement) refers to Oender Salkim,
  Im Sack 14, 8800 Thalwil - Switzerland.

• Cookies are small files that are
  placed on Your computer, mobile
  device or any other device by a
  website, containing the details of
  Your browsing history on that
  website among its many uses.

• Country refers to: Switzerland

• Device means any device that
  can access the Service such as
  a computer, a cellphone or a
  digital tablet.

• Personal Data is any information
  that relates to an identified or
  identifiable individual.

• Service refers to the Website.

• Service Provider means any
  natural or legal person who
  processes the data on behalf
  of the Company. It refers to
  third-party companies or
  individuals employed by the
  Company to facilitate the
  Service, to provide the Service
  on behalf of the Company,
  to perform services
  related to the Service or to
  assist the Company in analyzing
  how the Service is used.

• Usage Data refers to data
  collected automatically, either
  generated by the use of the
  Service or from the Service
  infrastructure itself
  (for example, the duration
  of a page visit).

• Website refers to autoinsurance,
  accessible from
  http://www.insuranceaid.net

• You means the individual
  accessing or using the Service,
  or the company, or other legal
  entity on behalf of which such
  individual is accessing or
  using the Service, as applicable.

Collecting and Using
Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask
You to provide Us with certain
personally identifiable information
that can be used to contact or identify
You. Personally identifiable information
may include, but is not limited to:

• Email address

• First name and last name

• Usage Data

Usage Data

Usage Data is collected automatically
when using the Service.

Usage Data may include information
such as Your Device's Internet
Protocol address (e.g. IP address),
browser type, browser version, the
pages of our Service that You visit,
the time and date of Your visit, the
time spent on those pages, unique
device identifiers and other
diagnostic data.

When You access the Service by or
through a mobile device, We may
collect certain information
automatically, including, but not
limited to, the type of mobile device
You use, Your mobile device unique
ID, the IP address of Your mobile
device, Your mobile operating
system, the type of mobile Internet
browser You use, unique device
identifiers and other diagnostic data.

We may also collect information
that Your browser sends whenever
You visit our Service or when You
access the Service by or through a
mobile device.

Tracking Technologies
and Cookies

We use Cookies and similar tracking
technologies to track the activity on
Our Service and store certain information.
Tracking technologies used are beacons,
tags, and scripts to collect and track
information and to improve and analyze
Our Service. The technologies We use
may include:

• Cookies or Browser Cookies.
  A cookie is a small file placed
  on Your Device. You can instruct
  Your browser to refuse all Cookies
  or to indicate when a Cookie is
  being sent. However, if You do
  not accept Cookies, You may not
  be able to use some parts of our
  Service. Unless you have adjusted
  Your browser setting so that it will
  refuse Cookies, our Service may
  use Cookies.
• Web Beacons. Certain sections
  of our Service and our emails may
  contain small electronic files known
  as web beacons (also referred to as
  clear gifs, pixel tags, and
  single-pixel gifs) that permit the
  Company, for example, to count
  users who have visited those pages
  or opened an email and for other
  related website statistics (for example,
  recording the popularity of a certain
  section and verifying system
  and server integrity).

Cookies can be "Persistent" or "Session"
Cookies. Persistent Cookies remain on
Your personal computer or mobile device
when You go offline, while Session Cookies
are deleted as soon as You close Your web
browser.

We use both Session and Persistent
Cookies for the purposes set out below:

• Necessary / Essential Cookies

  Type: Session Cookies

  Administered by: Us

  Purpose: These Cookies are
  essential to provide You with
  services available through the
  Website and to enable You to
  use some of its
  features. They help to authenticate
  users and prevent fraudulent use
  of user accounts. Without these
  Cookies, the services that You have
  asked for cannot be provided, and
  We only use these Cookies to
  provide You with those services.

• Cookies Policy / Notice
  Acceptance Cookies
  
  

  Type: Persistent Cookies

  Administered by: Us

  Purpose: These Cookies
  identify if users have accepted
  the use of cookies on the Website.

• Functionality Cookies

  Type: Persistent Cookies

  Administered by: Us

  Purpose: These Cookies allow
  us to remember choices You make
  when You use the Website, such as
  remembering your login details or
  language preference. The purpose
  of these Cookies is to provide You
  with a more personal experience
  and to avoid You having to
  re-enter your preferences every time
  You use the Website.

For more information about the cookies
we use and your choices regarding cookies,
please visit our Cookies Policy or the
Cookies section of
our Privacy Policy.

Use of Your Personal Data

The Company may use Personal Data
for the following purposes:

• To provide and maintain our Service,
  including to monitor the usage of our Service.

• To manage Your Account: to manage
  Your registration as a user of the Service.
  The Personal Data You provide can give
  You access to different functionalities of
  the Service that are available to You as
  a registered user.

• For the performance of a contract:
  the development, compliance and
  undertaking of the purchase contract
  for the products, items or
  services You have purchased or of any
  other contract with Us through the Service.

• To contact You: To contact You by email,
  telephone calls, SMS, or other equivalent
  forms of electronic communication, such
  as a mobile application's push notifications
  regarding updates or informative
  communications related to the functionalities,
  products or contracted
  services, including the security updates,
  when necessary or reasonable for
  their implementation.

• To provide You with news, special offers
  and general information about other goods,
  services and events which we offer that
  are similar to those that you have already
  purchased or enquired about unless
  You have opted not to receive such information.

• To manage Your requests:
  To attend and manage Your requests to Us.

• For business transfers: We may use
  Your information to evaluate or conduct
  a merger, divestiture, restructuring,
  reorganization, dissolution, or other
  sale or transfer of some or all of Our
  assets, whether as a going concern or
  as part of bankruptcy, liquidation, or
  similar proceeding, in which Personal
  Data held by Us about our Service
  users is among the assets transferred.

• For other purposes: We may use
  Your information for other purposes,
  such as data analysis, identifying usage
  trends, determining the
  effectiveness of our promotional campaigns
  and to evaluate and improve our Service,
  products, services, marketing and your
  experience.

We may share Your personal information
in the following situations:

• With Service Providers: We may share
  Your personal information with Service
  Providers to monitor and analyze the
  use of our Service, to contact You.
• For business transfers: We may share
  or transfer Your personal information
  in connection with, or during negotiations
  of, any merger, sale of Company assets,
  financing, or acquisition of all or a portion
  of Our business to another company.
• With Affiliates: We may share Your
  information with Our affiliates, in which
  case we will require those affiliates to
  honor this Privacy Policy. Affiliates include
  Our parent company and any other
  subsidiaries, joint venture partners or other
  companies that We control or that are
  under common control with Us.
• With business partners: We may share
  Your information with Our business
  partners to offer You certain products,
  services or
  promotions.
• With other users: when You share personal
  information or otherwise interact in the public
  areas with other users, such information may
  be viewed by all users and may be publicly
  distributed outside.
• With Your consent: We may disclose Your
  personal information for any other purpose
  with Your consent.

Retention of Your
Personal Data

The Company will retain Your Personal Data only
for as long as is necessary for the purposes set
out in this Privacy Policy. We will retain and
use Your Personal Data to the extent necessary
to comply with our legal obligations (for example,
if we are required to retain your data to
comply with applicable laws), resolve disputes,
and enforce our legal agreements and policies.

The Company will also retain Usage Data for
internal analysis purposes. Usage Data is generally
retained for a shorter period of time, except
when this data is used to strengthen the security
or to improve the functionality of Our Service, or
We are legally obligated to retain this data for
longer time periods.

Transfer of Your Personal
Data

Your information, including Personal Data, is
processed at the Company's operating offices
and in any other places where the parties
involved in the processing are located.
It means that this information may be transferred to
— and maintained on — computers located
outside of Your state, province, country or
other governmental jurisdiction where the
data protection laws may differ than those
from Your jurisdiction. Your consent to this
Privacy Policy followed by Your submission
of such information represents Your agreement
to that transfer.

The Company will take all steps reasonably
necessary to ensure that Your data is treated
securely and in accordance with this Privacy
Policy and no transfer of Your Personal Data
will take place to an organization or a country
unless there are adequate controls in place
including the security of Your data and other
personal information.

Delete Your Personal Data

You have the right to delete or request that
We assist in deleting the Personal Data that
We have collected about You.

Our Service may give You the ability to delete
certain information about You from within the
Service. You may update, amend, or delete
Your information at any time by signing in to
Your Account, if you have one, and visiting
the account settings section that allows you
to manage Your personal information. You
may also contact Us to request access to,
correct, or delete any personal

information that You have provided to Us.

Please note, however, that We may need to
retain certain information when we have a
legal obligation or lawful basis to do so.

Disclosure of Your
Personal Data

Business Transactions

If the Company is involved in a merger,
acquisition or asset sale, Your Personal
Data may be transferred. We will provide
notice before Your Personal Data is
transferred and becomes subject to a
different Privacy Policy.

Law enforcement

Under certain circumstances, the Company
may be required to disclose Your Personal
Data if required to do so by law or in response
to valid requests by public authorities
(e.g. a court or a government agency).

Other legal requirements

The Company may disclose Your Personal
Data in the good faith belief that such action
is necessary to:

• Comply with a legal obligation
• Protect and defend the rights or
  property of the Company
• Prevent or investigate possible
  wrongdoing in connection with
  the Service
• Protect the personal safety of
  Users of the Service or the public
• Protect against legal liability

Security of Your Personal
Data

The security of Your Personal Data is important
to Us, but remember that no method of
transmission over the Internet, or method
of electronic storage is 100% secure. While
We strive to use commercially acceptable
means to protect Your Personal Data, We
cannot guarantee its
absolute security.

Children's Privacy

Our Service does not address anyone under
the age of 13. We do not knowingly collect
personally identifiable information from anyone
under the age of 13. If You are a parent or
guardian and You are aware that Your child
has provided Us with Personal Data, please
contact Us. If We become aware that We have
collected Personal Data from anyone under
the age of 13 without verification of parental
consent, We take steps to remove that
information from Our servers.

If We need to rely on consent as a legal basis
for processing Your information and Your
country requires consent from a parent, We may
require Your parent's consent before We collect
and use that information.

Links to Other
Websites

Our Service may contain links to other websites
that are not operated by Us. If You click on a third
party link, You will be directed to that third
party's site. We strongly advise You to review the
Privacy Policy of every site You visit.

We have no control over and assume no
responsibility for the content, privacy policies or
practices of any third party sites or services.

Changes to this
Privacy Policy

We may update Our Privacy Policy from time to time.
We will notify You of any changes by posting the
new Privacy Policy on this page.

We will let You know via email and/or a prominent
notice on Our Service, prior to the change becoming
effective and update the "Last updated" date at
the top of this Privacy Policy.

You are advised to review this Privacy Policy
periodically for any changes. Changes to this
Privacy Policy are effective when they are posted
on this page.

Contact Us

If you have any questions about this Privacy Policy,
You can contact us:

• By email: programs@insuranceaid.net