Terms and Conditions
Last updated: March 12, 2023
Please read these terms and conditions carefully before
using Our Service.
Interpretation and Definitions
Interpretation
The words of which the initial letter is capitalized have meanings
defined under the following conditions. The following definitions
shall have the same meaning regardless of whether they appear
in singular or in plural.
Definitions
For the purposes of these Terms and Conditions:
Affiliate means an entity that controls, is controlled by or
is under common control with a party, where "control"
means ownership of 50% or more of the shares, equity
interest or other securities entitled to vote for election of
directors or other managing authority.Country refers to: Switzerland
Company (referred to as either "the Company", "We",
"Us" or "Our" in this Agreement) refers to
Oender Salkim, Im Sack 14, 8800 Thalwil - Switzerland.Device means any device that can access the Service
such as a computer, a cellphone or a digital tablet.Service refers to the Website.
Terms and Conditions (also referred as "Terms") mean
these Terms and Conditions that form the entire
agreement between You and the Company regarding the
use of the Service.Third-party Social Media Service means any services or
content (including data, information, products or services)
provided by a third-party that may be displayed, included
or made available by the Service.Website refers to autoinsurance, accessible from
http://www.insuranceaid.netYou means the individual accessing or using the Service,
or the company, or other legal entity on behalf of which
such individual is accessing or using the Service, as
applicable.
Acknowledgment
These are the Terms and Conditions governing the use of this
Service and the agreement that operates between You and the
Company. These Terms and Conditions set out the rights and
obligations of all users regarding the use of the Service.
Your access to and use of the Service is conditioned on Your
acceptance of and compliance with these Terms and Conditions.
These Terms and Conditions apply to all visitors, users and others
who access or use the Service.
By accessing or using the Service You agree to be bound by these
Terms and Conditions. If You disagree with any part of these
Terms and Conditions then You may not access the Service.
You represent that you are over the age of 18. The Company does
not permit those under 18 to use the Service.
Your access to and use of the Service is also conditioned on Your
acceptance of and compliance with the Privacy Policy of the
Company. Our Privacy Policy describes Our policies and
procedures on the collection, use and disclosure of Your personal
information when You use the Application or the Website and tells
You about Your privacy rights and how the law protects You.
Please read Our Privacy Policy carefully
before using Our Service.
Links to Other Websites
Our Service may contain links to third-party web sites or services
that are not owned or controlled by the Company. The Company
has no control over, and assumes no responsibility for, the content,
privacy policies, or practices of any third party web sites or
services. You further acknowledge and agree that the Company
shall not be responsible or liable, directly or indirectly, for any
damage or loss caused or alleged to be caused by or in
connection with the use of or reliance on any such content,
goods or services available on or through any such web sites or
services.
We strongly advise You to read the terms and conditions and
privacy policies of any third-party web sites or services that
You visit.
Termination
We may terminate or suspend Your access immediately, without
prior notice or liability, for any reason whatsoever, including without
limitation if You breach these Terms and Conditions.
Upon termination, Your right to use the Service will cease
immediately.
Limitation of Liability
Notwithstanding any damages that You might incur, the entire
liability of the Company and any of its suppliers under any
provision of this Terms and Your exclusive remedy for all of the
foregoing shall be limited to the amount actually paid by You
through the Service or 100 USD if You haven't purchased anything
through the Service.
To the maximum extent permitted by applicable law, in no event
shall the Company or its suppliers be liable for any special,
incidental, indirect, or consequential damages whatsoever
(including, but not limited to, damages for loss of profits, loss of
data or other information, for business
interruption, for personal injury, loss of privacy arising out of or in
any way related to the use of or inability to use the Service,
third-party
software and/or third-party hardware used with the Service, or
otherwise in connection with any provision of this Terms), even if
the Company
or any supplier has been advised of the possibility of such
damages and even if the remedy fails of its essential purpose.
Some states do not allow the exclusion of implied warranties or
limitation of liability for incidental or consequential damages,
which means that some of the above limitations may not apply.
In these states, each party's liability will be limited to the greatest
extent permitted by law.
"AS IS" and "AS AVAILABLE" Disclaimer
The Service is provided to You "AS IS" and "AS AVAILABLE" and
with all faults and defects without warranty of any kind. To the
maximum extent permitted under applicable law, the Company, on
its own behalf and on behalf of its Affiliates and its and their
respective licensors and
service providers, expressly disclaims all warranties, whether
express, implied, statutory or otherwise, with respect to the
Service, including all implied warranties of merchantability, fitness
for a particular purpose, title and non-infringement, and warranties
that may arise out of course of dealing, course of performance,
usage or trade practice. Without limitation to the foregoing, the
Company provides no warranty or
undertaking, and makes no representation of any kind that the
Service will meet Your requirements, achieve any intended results,
be compatible or work with any other software, applications,
systems or services, operate without interruption, meet any
performance or reliability standards or be error free or that any
errors or defects can or will be corrected.
Without limiting the foregoing, neither the Company nor any of the
company's provider makes any representation or warranty of any
kind, express or implied: (i) as to the operation or availability of the
Service, or the information, content, and materials or products
included thereon;
(ii) that the Service will be uninterrupted or error-free;
(iii) as to the accuracy, reliability, or currency of any information or
content provided through the Service; or (iv) that the Service, its
servers, the content, or e-mails sent from or on behalf of the
Company are free of viruses, scripts, trojan horses, worms,
malware, timebombs or other harmful components.
Some jurisdictions do not allow the exclusion of certain types of
warranties or limitations on applicable statutory rights of a
consumer, so some or all of the above exclusions and limitations
may not apply to You. But in such a case the exclusions and
limitations set forth in this section shall be applied to the greatest
extent enforceable under applicable law.
Governing Law
The laws of the Country, excluding its conflicts of law rules, shall
govern this Terms and Your use of the Service. Your use of the
Application may also be subject to other local, state, national, or
international laws.
Disputes Resolution
If You have any concern or dispute about the Service, You agree
to first try to resolve the dispute informally by contacting the
Company.
For European Union (EU) Users
If You are a European Union consumer, you will benefit from any
mandatory provisions of the law of the country in which you are
resident in.
United States Legal Compliance
You represent and warrant that (i) You are not located in a country
that is subject to the United States government embargo, or that
has been designated by the United States government as a
"terrorist supporting" country, and (ii) You are not listed on any
United States government list of prohibited or restricted parties.
Severability and Waiver
Severability
If any provision of these Terms is held to be unenforceable or
invalid, such provision will be changed and interpreted to
accomplish the objectives of such provision to the greatest extent
possible under applicable law and the remaining provisions will
continue in full force and effect.
Waiver
Except as provided herein, the failure to exercise a right or to
require performance of an obligation under these Terms shall not
effect a party's ability to exercise such right or require such
performance at any time thereafter nor shall the waiver of a breach
constitute a waiver of any subsequent breach.
Translation Interpretation
These Terms and Conditions may have been translated if We have
made them available to You on our Service. You agree that the
original English text shall prevail in the case of a dispute.
Changes to These Terms and
Conditions
We reserve the right, at Our sole discretion, to modify or replace
these Terms at any time. If a revision is material We will make
reasonable efforts to provide at least 30 days' notice prior to any
new terms taking effect. What constitutes a material change will be
determined at Our sole discretion.
By continuing to access or use Our Service after those revisions
become effective, You agree to be bound by the revised terms. If
You do not agree to the new terms, in whole or in part, please stop
using the website and the Service.
Contact Us
If you have any questions about these Terms and Conditions,
You can contact us:
- By email: programs@insuranceaid.net